The Best of 2025
THE Best in
Finance & Banking
Celebrating institutions that demonstrate leadership in financial services through innovation, integrity, and client-focused excellence.
2025 Edition
The Best Finance & Banking of the Year — 2025 Edition
Celebrating 94 leading financial institutions driving innovation through digital transformation, sustainable finance, and customer-centric services.
| Institution |
|---|
JPMorgan Chase United States AI-powered IndexGPT and blockchain Onyx platform - $3.9T assets |
Bank of America United States Erica AI assistant serving 42M users - digital banking leadership |
Goldman Sachs United States Marcus digital banking and transaction banking platform |
Morgan Stanley United States Wealth management technology with AI-driven insights |
Wells Fargo United States Digital transformation with mobile-first banking |
Citigroup United States Global transaction services and treasury solutions |
HSBC United Kingdom Sustainable finance leadership with $1T green finance target |
Barclays United Kingdom Rise fintech accelerator and digital innovation |
Standard Chartered United Kingdom Asia-Africa corridor banking with sustainable finance |
BNP Paribas France European banking leader with ESG integration |
Credit Suisse (UBS) Switzerland UBS integration creating wealth management powerhouse |
Deutsche Bank Germany Digital transformation with cloud-based infrastructure |
Santander Spain Latin America and Europe digital banking expansion |
ING Group Netherlands Digital-only banking model with mobile innovation |
Nordea Finland Nordic digital banking with open banking API |
Industrial and Commercial Bank of China (ICBC) China World's largest bank by assets - digital yuan integration |
China Construction Bank China Fintech innovation with blockchain trade finance |
Agricultural Bank of China China Rural banking digitization across China |
Bank of China China Belt and Road Initiative financing |
Mitsubishi UFJ Financial Group Japan Asia-Pacific banking network expansion |
Sumitomo Mitsui Financial Group Japan Digital banking transformation in Japan |
Mizuho Financial Group Japan Corporate and investment banking excellence |
DBS Bank Singapore World's best digital bank - AI and data analytics leadership |
OCBC Bank Singapore Southeast Asian banking with digital wealth management |
UOB Singapore ASEAN super app and regional expansion |
Royal Bank of Canada Canada Wealth management and capital markets leadership |
Toronto-Dominion Bank Canada North American retail banking excellence |
Commonwealth Bank of Australia Australia Digital innovation with quantum computing research |
ANZ Australia Pacific region banking with sustainability focus |
National Australia Bank Australia Business banking digital transformation |
Revolut United Kingdom 45M users neobank - crypto and trading innovation |
N26 Germany European digital bank with 8M customers |
Monzo United Kingdom UK challenger bank with community-driven features |
Starling Bank United Kingdom Digital-only banking with marketplace model |
Nubank Brazil Latin America's largest fintech - 90M+ customers |
Chime United States Fee-free banking with early direct deposit |
SoFi United States Student loan refinancing and financial ecosystem |
Marcus by Goldman Sachs United States High-yield savings and personal loans |
Robinhood United States Commission-free trading democratization |
Coinbase United States Cryptocurrency exchange and institutional custody |
Stripe United States Payment processing infrastructure for internet economy |
Square (Block) United States Small business ecosystem with Cash App integration |
PayPal United States Digital wallet with 435M active accounts |
Venmo United States P2P payments integrated into social experiences |
Klarna Sweden Buy now, pay later leader with 150M users |
Affirm United States Point-of-sale financing with transparent terms |
Afterpay (Block) Australia BNPL payments across 100,000 merchants |
Ant Group (Alipay) China 1.3B users super app - payments and financial services |
Tencent Financial (WeChat Pay) China Social payments integration in WeChat ecosystem |
Paytm India Indian digital payments with 350M wallet users |
PhonePe India UPI payments leader with merchant solutions |
Grab Financial Singapore Southeast Asia super app with digital banking |
Mercado Pago Argentina Latin American fintech within Mercado Libre |
Visa United States Global card network processing 259B transactions |
Mastercard United States Digital payments innovation with cyber security |
American Express United States Premium card services with membership rewards |
Discover Financial United States Cashback rewards and digital banking |
Capital One United States Credit cards with tech-forward banking |
BlackRock United States $10T AUM - Aladdin risk platform and sustainable investing |
Vanguard United States Low-cost index funds and investor ownership model |
Fidelity Investments United States Retirement services and cryptocurrency trading |
State Street United States Custody and asset servicing with ETF innovation |
Charles Schwab United States Commission-free trading and wealth management |
Interactive Brokers United States Global trading platform with low costs |
TD Ameritrade United States Thinkorswim platform and investor education |
E*TRADE United States Retail brokerage with Morgan Stanley integration |
Wealthfront United States Robo-advisory with tax-loss harvesting |
Betterment United States Automated investing and financial planning |
Robinhood Markets United States Fractional shares and crypto trading |
eToro Israel Social trading platform with 30M users |
Trading 212 United Kingdom Commission-free European trading app |
Saxo Bank Denmark Multi-asset trading and fintech partnerships |
CME Group United States Derivatives marketplace with crypto futures |
Intercontinental Exchange (NYSE) United States Stock exchange with Bakkt crypto platform |
Nasdaq United States Technology-driven exchange with blockchain innovation |
London Stock Exchange Group United Kingdom Capital markets infrastructure and data analytics |
Deutsche Börse Germany European trading and clearing infrastructure |
S&P Global United States Credit ratings and market intelligence |
Moody's United States Risk assessment and analytical solutions |
Fitch Ratings United States Credit ratings and research for fixed income |
Plaid United States Financial data connectivity for 11,000+ apps |
Adyen Netherlands Unified payments platform for global commerce |
Wise (TransferWise) United Kingdom International money transfers with real exchange rates |
Remitly United States Digital remittances for immigrant communities |
WorldRemit United Kingdom Mobile money transfers to 130+ countries |
Western Union United States Global money transfer network going digital |
MoneyGram United States Cross-border payments with Ripple partnership |
Kraken United States Cryptocurrency exchange with institutional services |
Binance Cayman Islands World's largest crypto exchange by volume |
Gemini United States Regulated crypto platform by Winklevoss twins |
Ledger France Hardware crypto wallet security |
Chainalysis United States Blockchain data and compliance solutions |
Circle United States USDC stablecoin issuer and payments infrastructure |
Ripple United States XRP blockchain for cross-border payments |
Selection Standards
Excellence Criteria
Our industry-specific criteria ensure that only the most deserving receive THE Best distinction in Finance & Banking.
01
Service innovation
02
Client satisfaction
03
Ethical practices
04
Financial stability
05